Crisp Retirement

A clean path to early retirement and financial freedom through common sense.

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You Don’t Need 1 Million Dollars to Retire

You simply don’t need $1 Million to retire! You may have heard that you need this much or even more, but that might not actually be the case. You could want that much, but probably don’t need it. If you spend a lot of money and plan to keep spending as much, you might need $1 Million, but most people can live on much less.

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There might be a Snake Eating your Nest Egg

There may be many things that are keeping you from saving, but after you’ve set money aside for your retirement nest egg, you could have another thing sneaking in to grab cash from the egg. That snake could be somebody you trust – somebody who is helping you invest. It could be the company that manages your retirement fund.

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Musings from one Millennial on Money

musingEverybody has there own thoughts, and these are just the thoughts of one millennial – me. Other millennials will have widely different views and the group as a whole may have different opinions as well. However, I want to share some of my overall thoughts on money.

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Skip the Expensive Airport Lots

aircraft_fly_sky_flyerThe last time you went to an airport, did you consider the costs of using airport parking? I think about it when I travel, but I have a suspicion that a lot of people don’t. That’s because I have seen how many people park at expensive airport lots.

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Getting Rich: It takes both Math and Attitude

math_attitudePeople don’t just get rich with magic. People typically get rich by investing their money wisely. Saving and investing wisely is a surefire way for you to get rich too! Sure, a very small amount get rich by chance, but it is a terrible plan to think you’ll just get rich by random chance. Math can tell you what you need to do to get rich, but your attitude is necessary to act on it.

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5 Tips to Save Money by Wasting Less Food

Don't waste your food and money!

Don’t waste your food and money!

Want to know a good way to cut your grocery bill? One really good way is to just quit wasting food! A staggering 25% of food purchased by American households gets wasted. This number is staggering to me because this much waste in food means a lot of wasted money too! You are literally just throwing your money away when you waste food!

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I’m not Buying an iPhone 7 – Here’s why

No, this post isn’t a commentary on how much better an Android phone is than the iPhone – even though you can get an Android much cheaper. Yes, I do think the iPhone 7 is pretty cool, but I won’t be purchasing one.

Why not?

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4 Types of People not to Listen to About Retirement

earThere are a lot of people who you probably shouldn’t listen to when it comes to retirement. Let’s highlight just a few of these people.

People who say it is impossible to retire

Excuse me, but nope it isn’t impossible to retire!

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Build your Goals

soccer_goalTo have direction, you need goals. Do you want to retire uber early? Do you want to pay your kids’ way through college? Do you want to give time and/or money to charities? Do you want to live in a massive mansion? Do you want to travel a lot? Do you want to party all the time? Do you want all of the above?

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Here’s a Cheap Computer

There’s good – though not necessarily new – news for you if you’re in need of a new, functional desktop computer! It’s called the Raspberry Pi 3 and there is a decent chance you’ve heard of it. If you are a technical person, you probably heard of the pi a long time ago, but for some other people it deserves a mention. This computer runs Linux, not Windows so you will probably want to familiarize yourself with the differences before taking the jump.

It is hard to beat for the price though.

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